Bad Faith Insurance Claims (Chapter 93A/176D)

Nearly everyone has insurance to protect our most valuable assets, including our homes, automobiles, medical and dental health, and our family members livelihoods in the unfortunate event of a death or serious disability. Generally, these insurance policies are purchased to put our minds at ease, knowing we should be financially protected in even the worst of situations. Some types of insurance, like car insurance, are required by law. Other times, we elect to carry insurance for the peace of mind or because we are required to carry it to qualify for a loan, such as a home or business loan. In any event, we expect that after many years of paying premiums, insurance will adequately cover us when a claim needs to be filed. When insurance companies do not meet their rightful obligations, victims have the ability to file a bad faith insurance claim under Massachusetts law, specifically called a "Chapter 93A" or "Chapter 176d" consumer protection and unfair business practice/deception claim.

The Boston personal injury lawyers at Bellotti Law Group, P.C. have many successful years of experience handling bad faith insurance claims. Our personal injury attorneys interact on a daily basis with insurance agents and know their tactics. If you or a loved one has not received what was deserved from an insurance policy, call our Boston, Cambridge, or Quincy office today at 617-225-2100.

There are numerous causes of action that establish grounds for a Chapter 93A or 176D bad faith insurance claim. Some of the most common instances arise when insurance companies unfairly discriminate, do not advance payments under your policy in a timely manner, deny a claim outright without performing a due and diligent investigation, do not properly handle complaints, or engage in otherwise deceptive or unfair business practices. In short, when an insurance company acts in bad faith, we will aggressively pursue a claim on your behalf to get you what you rightfully deserve.

Insurance companies face stiff penalties if they are found to be acting in bad faith. Unfortunately, this does not always dissuade them from doing so. Some of the consequences of a successful 93A/176D claim brought against an insurance company include:

• Money damages (up to treble damages)
• Injunctive relief
• Payment of attorney fees
• Revocation of license

Often times, victims of bad faith insurance practices allow insurance companies to "take over" settlement negotiations under their policy. There is no question—insurance companies are designed to make a profit and are not looking out for your best interests. Insurance companies may rush you into accepting an inadequate settlement, far less than the available amount under the policy. They may also unfairly deny a claim outright, without performing a fair investigation. Consumers should not be mislead. Instead, trust the insurance claim experts at Bellotti Law Group, P.C. to get you all you deserve. We deal with insurance companies daily and know the tactics they employ.

Improper dealings with an insurance company can severely limit your monetary compensation. Don't be left short, holding bills, lost wages, and without compensation for your damages, that should have been covered under your policy. Our personal injury attorneys have proven results, by having secured millions in compensation for their clients. Contact the Boston personal injury attorneys at Bellotti Law Group, P.C. today at 617-225-2100. You can also use our safe and secure contact form and we will respond promptly.